This month I accomplished something wonderful. It took a little longer than it should have (darn those emergencies that always popped up right before I could reach this goal!), but as of this month, I am officially debt free. Totally. Completely. DEBT FREE!
The interesting thing that I’ve noticed since this momentous event is that my view on spending changed even more radically than it did to get me TO the point of debt free. Now, I look at things and instead of thinking “I want that” or “that’s cool” I think, “I don’t need that” and “that’s not worth what it costs.”
I’m not going to say that I’m suddenly stingier — but until I get a little padding in the savings account for any upcoming emergencies that may hit, I’m keeping a low spending profile. I do NOT want to go back into debt… and the only way to do that is to save enough to cover any incident that would otherwise send me there.
Thanks for reading my little bragging session. I hope you are debt free yourself — or will be soon. It’s liberating as all get-out! 😀